Mold in Second Homes

3/28/2018 (Permalink)

This picture shows the wall where bathroom vanity has been detached following a water damage.

One of the unique aspects of living and working along the Eastern Shore and the Gulf Coast is the amount of second homes and investment properties. Many of the more complex calls we receive are due to water losses that go unnoticed for weeks or even months. Most of the time, these calls come from owners of properties that are self-managed or do not have someone checking on the condo/home regularly. After a period of time, a small damage can turn into a costly and often uncovered event rather quickly.

What's so expensive?

Many understand that mold appears after a water damage that has not been properly mitigated. But, did you know that industry standards recognize that mold can start growing as quickly as 24-48 hours after a water damage? 

Secondary damage results when mitigation is not performed promptly. This means that items that could have been restored following a properly mitigated water damage must now be replaced. Often times, mold affects furniture and content. Depending on the material and degree of damage, these items now must be restored or replaced. 

This particular loss was the result of a pipe leak that went unnoticed after one month. Unfortunately, while the water restoration was covered by the insurance carrier, the mold remediation was not. Luckily, most of the costs were able considered as water damage by the carrier; but, even so, this resulted in significant out of pocket costs to the insured.

Our recommendation is to check the home or condo unit frequently by way of a rental agency, housekeeper, or neighbor. Also, in the warmer months, it is recommended to leave the air conditioner on between 73-77 degrees.